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Retiring in Surprise, AZ

Retirement city profile: climate, cost of living, healthcare, safety and more

104°/42°
Climate (Summer/Winter)
$420,978
Housing (Typical Value)
109.1
Safety (Violent Crime/100,000)
3 of 5
Healthcare (Hospital Rating)

Is Surprise Right for Your Retirement?

With a reported population of 149,519, Surprise offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

  • Lower violent crime
  • Lower property crime
  • Moderate city size
  • Low hurricane risk

Potential Tradeoffs

  • Hot summers
  • Dry climate
  • Higher housing costs
  • Elevated riverine flooding risk
  • Elevated wildfire risk

Potential advantages. The reported violent crime rate is 109.1 per 100,000, 70% below the 359.1 per 100,000 US median. The reported property crime rate is 884.8 per 100,000, 50% below the 1760.1 per 100,000 US median. FEMA and NOAA assign a lower risk designation to hurricane.

Potential tradeoffs. The average June through August high is 104°F. Annual precipitation is 8.3 inches. The typical home value is $420,978, 13% above the $371,774 US median. Median gross rent is $1,917 per month, 37% above the $1,400 per month US median. FEMA and NOAA assign elevated risk designations to riverine flooding and wildfire.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Surprise with other cities using the same criteria.

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Climate

Summer high (Jun-Aug avg)104°F
Winter low (Dec-Feb avg)42°F
Annual snowfall0"
Annual precipitation8.3"

Housing & Cost of Living

Typical home value (ZHVI)$420,97813% above the $371,774 US median
Median gross rent$1,917/mo37% above the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate109.1 /100,00070% below the 359.1 /100,000 US median
Property crime rate884.8 /100,00050% below the 1760.1 /100,000 US median
Motor vehicle theft rate99.3 /100,000

Healthcare Access

Nearest hospitalBanner Del E. Webb Medical Center (1.9 mi)
Hospital quality★★★☆☆ (3 of 5)
Primary care accessStrong (1,430 residents/physician)

Walkability

EPA Walkability Index7.2/20 (Below Average)

Population & City Size

Population149,519Classified as a smaller city
Elevation1,381 ft

Natural Disaster Risk

Riverine floodingVery High
Coastal floodingN/A
TornadoRelatively Moderate
HurricaneVery Low
WildfireRelatively High
EarthquakeRelatively Moderate
Ice stormsN/A
TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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