Retiring in Miami, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

87°/63°

Climate (Summer/Winter)

$581,864

Housing (Typical Value)

483.3

Safety (Violent Crime/100,000)

Is Miami Right for Your Retirement?

With a reported population of 446,663, Miami offers a mid-size city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Higher housing costs
Higher violent crime
Higher property crime
Elevated riverine flooding risk
Elevated coastal flooding risk
Elevated tornado risk
Elevated hurricane risk

Potential advantages. FEMA and NOAA assign a lower risk designation to earthquake.

Potential tradeoffs. The average June through August high is 87°F. Annual precipitation is 57.2 inches. The typical home value is $581,864, 57% above the $371,774 US median. Median gross rent is $1,657 per month, 18% above the $1,400 per month US median. The reported violent crime rate is 483.3 per 100,000, 35% above the 359.1 per 100,000 US median. The reported property crime rate is 3025.3 per 100,000, 72% above the 1760.1 per 100,000 US median. FEMA and NOAA assign elevated risk designations to riverine flooding, coastal flooding, tornado and hurricane.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Miami with other cities using the same criteria.

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Climate

Summer high (Jun-Aug avg)87°F

Winter low (Dec-Feb avg)63°F

Annual snowfall0"

Annual precipitation57.2"

Housing & Cost of Living

Typical home value (ZHVI)$581,86457% above the $371,774 US median

Median gross rent$1,657/mo18% above the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate483.3 /100,00035% above the 359.1 /100,000 US median

Property crime rate3025.3 /100,00072% above the 1760.1 /100,000 US median

Motor vehicle theft rate411.2 /100,000

Healthcare Access

Nearest hospitalUniversity Of Miami Hospital (0.5 mi)

Hospital qualityNot Rated (CMS)

Primary care accessStrong (1,208 residents/physician)

Walkability

EPA Walkability Index15.1/20 (Above Average)

Population & City Size

Population446,663Classified as a mid-size city

Elevation6 ft

Natural Disaster Risk

Riverine floodingVery High

Coastal floodingVery High

TornadoRelatively High

HurricaneVery High

WildfireRelatively Moderate

EarthquakeRelatively Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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