Retiring in Sioux Falls, SD

Retirement city profile: climate, cost of living, healthcare, safety and more

83°/12°

Climate (Summer/Winter)

$335,410

Housing (Typical Value)

526.7

Safety (Violent Crime/100,000)

Is Sioux Falls Right for Your Retirement?

With a reported population of 197,642, Sioux Falls offers a mid-size city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Mild summers
Low wildfire risk
Low earthquake risk

Potential Tradeoffs

Dry climate
Higher violent crime
Higher property crime
Elevated tornado risk
Elevated ice storms risk

Potential advantages. The average June through August high is 83°F. FEMA and NOAA assign lower risk designations to wildfire and earthquake.

Potential tradeoffs. Annual precipitation is 27.9 inches. The reported violent crime rate is 526.7 per 100,000, 47% above the 359.1 per 100,000 US median. The reported property crime rate is 2927.1 per 100,000, 66% above the 1760.1 per 100,000 US median. FEMA and NOAA assign elevated risk designations to tornado and ice storms.

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Climate

Summer high (Jun-Aug avg)83°F

Winter low (Dec-Feb avg)12°F

Annual snowfall45.3"

Annual precipitation27.9"

Housing & Cost of Living

Typical home value (ZHVI)$335,410near the US median of $371,774

Median gross rent$993/mo29% below the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate526.7 /100,00047% above the 359.1 /100,000 US median

Property crime rate2927.1 /100,00066% above the 1760.1 /100,000 US median

Motor vehicle theft rate437.6 /100,000

Healthcare Access

Nearest hospitalSanford University Of South Dakota Medical Center (1.4 mi)

Hospital qualityNot Rated (CMS)

Primary care accessStrong (979 residents/physician)

Walkability

EPA Walkability Index12.0/20 (Above Average)

Population & City Size

Population197,642Classified as a mid-size city

Elevation1,472 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate

Coastal floodingN/A

TornadoRelatively High

HurricaneN/A

WildfireRelatively Low

EarthquakeVery Low

Ice stormsVery High

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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