Retiring in McAllen, TX

Retirement city profile: climate, cost of living, healthcare, safety and more

95°/49°

Climate (Summer/Winter)

$230,215

Housing (Typical Value)

150

Safety (Violent Crime/100,000)

Is McAllen Right for Your Retirement?

With a reported population of 143,789, McAllen offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Lower violent crime
Moderate city size
Low wildfire risk
Low earthquake risk

Potential Tradeoffs

Hot summers
Dry climate
Elevated riverine flooding risk
Elevated tornado risk
Elevated hurricane risk
Elevated ice storms risk

Potential advantages. The typical home value is $230,215, 38% below the $371,774 US median. Median gross rent is $1,017 per month, 27% below the $1,400 per month US median. The reported violent crime rate is 150 per 100,000, 58% below the 359.1 per 100,000 US median. FEMA and NOAA assign lower risk designations to wildfire and earthquake.

Potential tradeoffs. The average June through August high is 95°F. Annual precipitation is 20.2 inches. FEMA and NOAA assign elevated risk designations to riverine flooding, tornado, hurricane and ice storms.

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Climate

Summer high (Jun-Aug avg)95°F

Winter low (Dec-Feb avg)49°F

Annual snowfall0.2"

Annual precipitation20.2"

Housing & Cost of Living

Typical home value (ZHVI)$230,21538% below the $371,774 US median

Median gross rent$1,017/mo27% below the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate150 /100,00058% below the 359.1 /100,000 US median

Property crime rate1841.7 /100,000near the US median of 1760.1 /100,000

Motor vehicle theft rate67.6 /100,000

Healthcare Access

Nearest hospitalCornerstone Regional Hospital (2.4 mi)

Hospital qualityNot Rated (CMS)

Primary care accessAdequate (2,158 residents/physician)

Walkability

EPA Walkability Index8.6/20 (Below Average)

Population & City Size

Population143,789Classified as a smaller city

Elevation120 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingN/A

TornadoRelatively High

HurricaneVery High

WildfireRelatively Low

EarthquakeRelatively Low

Ice stormsVery High

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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