Retiring in Clearwater, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

90°/53°

Climate (Summer/Winter)

$343,374

Housing (Typical Value)

243.4

Safety (Violent Crime/100,000)

4 of 5

Healthcare (Hospital Rating)

Is Clearwater Right for Your Retirement?

With a reported population of 117,075, Clearwater offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower violent crime
Lower property crime
Strong hospital access
Moderate city size
Low wildfire risk
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated riverine flooding risk
Elevated coastal flooding risk
Elevated tornado risk
Elevated hurricane risk

Potential advantages. The reported violent crime rate is 243.4 per 100,000, 32% below the 359.1 per 100,000 US median. The reported property crime rate is 1495.4 per 100,000, 15% below the 1760.1 per 100,000 US median. The nearest hospital is Mease Dunedin Hospital, 2.2 miles away. Its CMS quality rating is 4 of 5. FEMA and NOAA assign lower risk designations to wildfire and earthquake.

Potential tradeoffs. The average June through August high is 90°F. Annual precipitation is 54.3 inches. FEMA and NOAA assign elevated risk designations to riverine flooding, coastal flooding, tornado and hurricane.

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Climate

Summer high (Jun-Aug avg)90°F

Winter low (Dec-Feb avg)53°F

Annual snowfall0"

Annual precipitation54.3"

Housing & Cost of Living

Typical home value (ZHVI)$343,374near the US median of $371,774

Median gross rent$1,539/monear the US median of $1,400/mo

Safety (Reported Crime)

Violent crime rate243.4 /100,00032% below the 359.1 /100,000 US median

Property crime rate1495.4 /100,00015% below the 1760.1 /100,000 US median

Motor vehicle theft rate107.1 /100,000

Healthcare Access

Nearest hospitalMease Dunedin Hospital (2.2 mi)

Hospital quality★★★★☆ (4 of 5)

Primary care accessStrong (1,095 residents/physician)

Walkability

EPA Walkability Index13.3/20 (Above Average)

Population & City Size

Population117,075Classified as a smaller city

Elevation66 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingVery High

TornadoVery High

HurricaneVery High

WildfireRelatively Low

EarthquakeRelatively Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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