Retiring in Zephyrhills, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

90°/51°

Climate (Summer/Winter)

$306,685

Housing (Typical Value)

Is Zephyrhills Right for Your Retirement?

With a reported population of 18,471, Zephyrhills offers a small-town setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Small town size
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated riverine flooding risk
Elevated coastal flooding risk
Elevated tornado risk
Elevated hurricane risk

Potential advantages. The typical home value is $306,685, 18% below the $371,774 US median. Median gross rent is $1,034 per month, 26% below the $1,400 per month US median. FEMA and NOAA assign a lower risk designation to earthquake.

Potential tradeoffs. The average June through August high is 90°F. Annual precipitation is 53.5 inches. FEMA and NOAA assign elevated risk designations to riverine flooding, coastal flooding, tornado and hurricane.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Zephyrhills with other cities using the same criteria.

See How Zephyrhills Fits Your Priorities

Set your preferences and compare Zephyrhills with thousands of other places.

Start Comparing

Climate

Summer high (Jun-Aug avg)90°F

Winter low (Dec-Feb avg)51°F

Annual snowfall0"

Annual precipitation53.5"

Housing & Cost of Living

Typical home value (ZHVI)$306,68518% below the $371,774 US median

Median gross rent$1,034/mo26% below the $1,400/mo US median

Safety (Reported Crime)

Crime dataNot available for this city

Healthcare Access

Nearest hospitalFlorida Hospital Zephyrhills (1.3 mi)

Hospital qualityNot Rated (CMS)

Primary care accessAdequate (1,947 residents/physician)

Walkability

EPA Walkability Index12.6/20 (Above Average)

Population & City Size

Population18,471Classified as a small town

Elevation93 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingRelatively High

TornadoRelatively High

HurricaneVery High

WildfireRelatively Moderate

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

Related City Profiles to Consider

Find places like Zephyrhills that better match your priorities

Set your own filters for climate, healthcare, safety and more, then see exactly which of RetireHere's cities fit best.

Start Comparing