Retiring in Port Charlotte, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

94°/54°

Climate (Summer/Winter)

$267,905

Housing (Typical Value)

Is Port Charlotte Right for Your Retirement?

With a reported population of 64,971, Port Charlotte offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Moderate city size
Low tornado risk
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated coastal flooding risk
Elevated hurricane risk

Potential advantages. The typical home value is $267,905, 28% below the $371,774 US median. FEMA and NOAA assign lower risk designations to tornado and earthquake.

Potential tradeoffs. The average June through August high is 94°F. Annual precipitation is 54 inches. FEMA and NOAA assign elevated risk designations to coastal flooding and hurricane.

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Climate

Summer high (Jun-Aug avg)94°F

Winter low (Dec-Feb avg)54°F

Annual snowfall0"

Annual precipitation54"

Housing & Cost of Living

Typical home value (ZHVI)$267,90528% below the $371,774 US median

Median gross rent$1,335/monear the US median of $1,400/mo

Safety (Reported Crime)

Crime dataNot available for this city

Healthcare Access

Nearest hospitalFawcett Memorial Hospital (1.2 mi)

Hospital qualityNot Rated (CMS)

Primary care accessAdequate (1,610 residents/physician)

Walkability

EPA Walkability Index7.9/20 (Below Average)

Population & City Size

Population64,971Classified as a smaller city

Elevation8 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate

Coastal floodingRelatively High

TornadoRelatively Low

HurricaneVery High

WildfireRelatively Moderate

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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