Retiring in Punta Gorda, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

94°/54°

Climate (Summer/Winter)

$334,105

Housing (Typical Value)

78.2

Safety (Violent Crime/100,000)

Is Punta Gorda Right for Your Retirement?

With a reported population of 19,886, Punta Gorda offers a small-town setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Lower violent crime
Lower property crime
Small town size
Low tornado risk
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated coastal flooding risk
Elevated hurricane risk

Potential advantages. The typical home value is $334,105, 10% below the $371,774 US median. Median gross rent is $1,235 per month, 12% below the $1,400 per month US median. The reported violent crime rate is 78.2 per 100,000, 78% below the 359.1 per 100,000 US median. The reported property crime rate is 659.4 per 100,000, 63% below the 1760.1 per 100,000 US median. FEMA and NOAA assign lower risk designations to tornado and earthquake.

Potential tradeoffs. The average June through August high is 94°F. Annual precipitation is 54 inches. FEMA and NOAA assign elevated risk designations to coastal flooding and hurricane.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Punta Gorda with other cities using the same criteria.

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Climate

Summer high (Jun-Aug avg)94°F

Winter low (Dec-Feb avg)54°F

Annual snowfall0"

Annual precipitation54"

Housing & Cost of Living

Typical home value (ZHVI)$334,10510% below the $371,774 US median

Median gross rent$1,235/mo12% below the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate78.2 /100,00078% below the 359.1 /100,000 US median

Property crime rate659.4 /100,00063% below the 1760.1 /100,000 US median

Motor vehicle theft rate0 /100,000

Healthcare Access

Nearest hospitalBayfront Health Punta Gorda (3.8 mi)

Hospital qualityNot Rated (CMS)

Primary care accessAdequate (1,610 residents/physician)

Walkability

EPA Walkability Index6.9/20 (Below Average)

Population & City Size

Population19,886Classified as a small town

Elevation6 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate

Coastal floodingRelatively High

TornadoRelatively Low

HurricaneVery High

WildfireRelatively Moderate

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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