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Retiring in Midland, MI

Retirement city profile: climate, cost of living, healthcare, safety and more

80°/19°
Climate (Summer/Winter)
$254,173
Housing (Typical Value)
131.1
Safety (Violent Crime/100,000)

Is Midland Right for Your Retirement?

With a reported population of 42,461, Midland offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

  • Mild summers
  • Lower housing costs
  • Lower violent crime
  • Lower property crime
  • Moderate city size
  • Low hurricane risk
  • Low wildfire risk
  • Low earthquake risk
  • Low ice storms risk

Potential Tradeoffs

  • No benchmark-based tradeoffs flagged

Potential advantages. The average June through August high is 80°F. The typical home value is $254,173, 32% below the $371,774 US median. Median gross rent is $990 per month, 29% below the $1,400 per month US median. The reported violent crime rate is 131.1 per 100,000, 63% below the 359.1 per 100,000 US median. The reported property crime rate is 674.3 per 100,000, 62% below the 1760.1 per 100,000 US median. FEMA and NOAA assign lower risk designations to hurricane, wildfire, earthquake and ice storms.

Potential tradeoffs. The current benchmark screen did not flag a major tradeoff. Review the detailed values below against your own preferences, including factors this profile does not measure.

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Climate

Summer high (Jun-Aug avg)80°F
Winter low (Dec-Feb avg)19°F
Annual snowfall49"
Annual precipitation32.1"

Housing & Cost of Living

Typical home value (ZHVI)$254,17332% below the $371,774 US median
Median gross rent$990/mo29% below the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate131.1 /100,00063% below the 359.1 /100,000 US median
Property crime rate674.3 /100,00062% below the 1760.1 /100,000 US median
Motor vehicle theft rate25.8 /100,000

Healthcare Access

Nearest hospitalMidmichigan Medical Center-Midland (1.3 mi)
Hospital qualityNot Rated (CMS)
Primary care accessStrong (994 residents/physician)

Walkability

EPA Walkability Index7.4/20 (Below Average)

Population & City Size

Population42,461Classified as a smaller city
Elevation621 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate
Coastal floodingN/A
TornadoRelatively Moderate
HurricaneVery Low
WildfireVery Low
EarthquakeVery Low
Ice stormsRelatively Low
TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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