Retiring in Troy, MI

Retirement city profile: climate, cost of living, healthcare, safety and more

80°/20°

Climate (Summer/Winter)

$467,709

Housing (Typical Value)

115.5

Safety (Violent Crime/100,000)

4 of 5

Healthcare (Hospital Rating)

Is Troy Right for Your Retirement?

With a reported population of 87,307, Troy offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Mild summers
Lower violent crime
Lower property crime
Strong hospital access
Moderate city size
Low hurricane risk
Low wildfire risk
Low earthquake risk

Potential Tradeoffs

Higher housing costs
Elevated riverine flooding risk
Elevated tornado risk
Elevated ice storms risk

Potential advantages. The average June through August high is 80°F. The reported violent crime rate is 115.5 per 100,000, 68% below the 359.1 per 100,000 US median. The reported property crime rate is 1284.6 per 100,000, 27% below the 1760.1 per 100,000 US median. The nearest hospital is Beaumont Hospital Troy, 3.8 miles away. Its CMS quality rating is 4 of 5. FEMA and NOAA assign lower risk designations to hurricane, wildfire and earthquake.

Potential tradeoffs. The typical home value is $467,709, 26% above the $371,774 US median. Median gross rent is $1,557 per month, 11% above the $1,400 per month US median. FEMA and NOAA assign elevated risk designations to riverine flooding, tornado and ice storms.

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Climate

Summer high (Jun-Aug avg)80°F

Winter low (Dec-Feb avg)20°F

Annual snowfall36"

Annual precipitation33.9"

Housing & Cost of Living

Typical home value (ZHVI)$467,70926% above the $371,774 US median

Median gross rent$1,557/mo11% above the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate115.5 /100,00068% below the 359.1 /100,000 US median

Property crime rate1284.6 /100,00027% below the 1760.1 /100,000 US median

Motor vehicle theft rate109.8 /100,000

Healthcare Access

Nearest hospitalBeaumont Hospital Troy (3.8 mi)

Hospital quality★★★★☆ (4 of 5)

Primary care accessStrong (726 residents/physician)

Walkability

EPA Walkability Index8.3/20 (Below Average)

Population & City Size

Population87,307Classified as a smaller city

Elevation686 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingN/A

TornadoVery High

HurricaneVery Low

WildfireVery Low

EarthquakeRelatively Low

Ice stormsVery High

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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