Retiring in Melbourne, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

90°/52°

Climate (Summer/Winter)

$359,960

Housing (Typical Value)

38.8

Safety (Violent Crime/100,000)

Is Melbourne Right for Your Retirement?

With a reported population of 85,718, Melbourne offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower violent crime
Lower property crime
Moderate city size
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated riverine flooding risk
Elevated tornado risk
Elevated hurricane risk

Potential advantages. The reported violent crime rate is 38.8 per 100,000, 89% below the 359.1 per 100,000 US median. The reported property crime rate is 150.7 per 100,000, 91% below the 1760.1 per 100,000 US median. FEMA and NOAA assign a lower risk designation to earthquake.

Potential tradeoffs. The average June through August high is 90°F. Annual precipitation is 55.3 inches. FEMA and NOAA assign elevated risk designations to riverine flooding, tornado and hurricane.

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Climate

Summer high (Jun-Aug avg)90°F

Winter low (Dec-Feb avg)52°F

Annual snowfall0"

Annual precipitation55.3"

Housing & Cost of Living

Typical home value (ZHVI)$359,960near the US median of $371,774

Median gross rent$1,411/monear the US median of $1,400/mo

Safety (Reported Crime)

Violent crime rate38.8 /100,00089% below the 359.1 /100,000 US median

Property crime rate150.7 /100,00091% below the 1760.1 /100,000 US median

Motor vehicle theft rate1.1 /100,000

Healthcare Access

Nearest hospitalWuesthoff Medical Center-Melbourne (1.3 mi)

Hospital qualityNot Rated (CMS)

Primary care accessStrong (1,383 residents/physician)

Walkability

EPA Walkability Index12.1/20 (Above Average)

Population & City Size

Population85,718Classified as a smaller city

Elevation25 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingRelatively Moderate

TornadoRelatively High

HurricaneVery High

WildfireRelatively Moderate

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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