Retiring in Palm Bay, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

90°/52°

Climate (Summer/Winter)

$305,746

Housing (Typical Value)

354.3

Safety (Violent Crime/100,000)

3 of 5

Healthcare (Hospital Rating)

Is Palm Bay Right for Your Retirement?

With a reported population of 125,273, Palm Bay offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Lower property crime
Moderate city size
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated riverine flooding risk
Elevated tornado risk
Elevated hurricane risk

Potential advantages. The typical home value is $305,746, 18% below the $371,774 US median. The reported property crime rate is 1030.9 per 100,000, 41% below the 1760.1 per 100,000 US median. FEMA and NOAA assign a lower risk designation to earthquake.

Potential tradeoffs. The average June through August high is 90°F. Annual precipitation is 55.3 inches. FEMA and NOAA assign elevated risk designations to riverine flooding, tornado and hurricane.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Palm Bay with other cities using the same criteria.

See How Palm Bay Fits Your Priorities

Set your preferences and compare Palm Bay with thousands of other places.

Start Comparing

Climate

Summer high (Jun-Aug avg)90°F

Winter low (Dec-Feb avg)52°F

Annual snowfall0"

Annual precipitation55.3"

Housing & Cost of Living

Typical home value (ZHVI)$305,74618% below the $371,774 US median

Median gross rent$1,487/monear the US median of $1,400/mo

Safety (Reported Crime)

Violent crime rate354.3 /100,000near the US median of 359.1 /100,000

Property crime rate1030.9 /100,00041% below the 1760.1 /100,000 US median

Motor vehicle theft rate63.1 /100,000

Healthcare Access

Nearest hospitalPalm Bay Hospital (4.4 mi)

Hospital quality★★★☆☆ (3 of 5)

Primary care accessStrong (1,383 residents/physician)

Walkability

EPA Walkability Index9.8/20 (Below Average)

Population & City Size

Population125,273Classified as a smaller city

Elevation26 ft

Natural Disaster Risk

Riverine floodingRelatively High

Coastal floodingRelatively Moderate

TornadoRelatively High

HurricaneVery High

WildfireRelatively Moderate

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

Related City Profiles to Consider

Find places like Palm Bay that better match your priorities

Set your own filters for climate, healthcare, safety and more, then see exactly which of RetireHere's cities fit best.

Start Comparing