Retiring in Palm Coast, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

90°/50°

Climate (Summer/Winter)

$343,664

Housing (Typical Value)

Is Palm Coast Right for Your Retirement?

With a reported population of 94,362, Palm Coast offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Moderate city size
Low wildfire risk
Low earthquake risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated hurricane risk

Potential advantages. FEMA and NOAA assign lower risk designations to wildfire and earthquake.

Potential tradeoffs. The average June through August high is 90°F. Annual precipitation is 49.9 inches. FEMA and NOAA assign an elevated risk designation to hurricane.

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Climate

Summer high (Jun-Aug avg)90°F

Winter low (Dec-Feb avg)50°F

Annual snowfall0"

Annual precipitation49.9"

Housing & Cost of Living

Typical home value (ZHVI)$343,664near the US median of $371,774

Median gross rent$1,747/mo25% above the $1,400/mo US median

Safety (Reported Crime)

Crime dataNot available for this city

Healthcare Access

Nearest hospitalFlorida Hospital Flagler (6.2 mi)

Hospital qualityNot Rated (CMS)

Primary care accessAdequate (1,890 residents/physician)

Walkability

EPA Walkability Index6.7/20 (Below Average)

Population & City Size

Population94,362Classified as a smaller city

Elevation33 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate

Coastal floodingRelatively Moderate

TornadoRelatively Moderate

HurricaneRelatively High

WildfireRelatively Low

EarthquakeVery Low

Ice stormsN/A

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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