Retiring in Pensacola, FL

Retirement city profile: climate, cost of living, healthcare, safety and more

89°/44°

Climate (Summer/Winter)

$267,121

Housing (Typical Value)

74.8

Safety (Violent Crime/100,000)

4 of 5

Healthcare (Hospital Rating)

Is Pensacola Right for Your Retirement?

With a reported population of 54,011, Pensacola offers a smaller-city setting for retirement planning. This profile brings its climate, housing, reported crime, healthcare access, walkability and natural hazard exposure into one view so you can evaluate the tradeoffs.

Potential Strengths

Lower housing costs
Lower violent crime
Lower property crime
Strong hospital access
Moderate city size
Low wildfire risk
Low earthquake risk
Low ice storms risk

Potential Tradeoffs

Hot summers
Wet climate
Elevated hurricane risk

Potential advantages. The typical home value is $267,121, 28% below the $371,774 US median. Median gross rent is $1,209 per month, 14% below the $1,400 per month US median. The reported violent crime rate is 74.8 per 100,000, 79% below the 359.1 per 100,000 US median. The reported property crime rate is 680.7 per 100,000, 61% below the 1760.1 per 100,000 US median. The nearest hospital is Baptist Hospital, 2.9 miles away. Its CMS quality rating is 4 of 5. FEMA and NOAA assign lower risk designations to wildfire, earthquake and ice storms.

Potential tradeoffs. The average June through August high is 89°F. Annual precipitation is 57.6 inches. FEMA and NOAA assign an elevated risk designation to hurricane.

RetireHere is designed to turn these facts into a personal comparison. Set your own priorities for climate, housing, safety, healthcare and other factors, then compare Pensacola with other cities using the same criteria.

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Climate

Summer high (Jun-Aug avg)89°F

Winter low (Dec-Feb avg)44°F

Annual snowfall0"

Annual precipitation57.6"

Housing & Cost of Living

Typical home value (ZHVI)$267,12128% below the $371,774 US median

Median gross rent$1,209/mo14% below the $1,400/mo US median

Safety (Reported Crime)

Violent crime rate74.8 /100,00079% below the 359.1 /100,000 US median

Property crime rate680.7 /100,00061% below the 1760.1 /100,000 US median

Motor vehicle theft rate18.7 /100,000

Healthcare Access

Nearest hospitalBaptist Hospital (2.9 mi)

Hospital quality★★★★☆ (4 of 5)

Primary care accessStrong (1,311 residents/physician)

Walkability

EPA Walkability Index13.3/20 (Above Average)

Population & City Size

Population54,011Classified as a smaller city

Elevation34 ft

Natural Disaster Risk

Riverine floodingRelatively Moderate

Coastal floodingRelatively Moderate

TornadoRelatively Moderate

HurricaneVery High

WildfireRelatively Low

EarthquakeRelatively Low

Ice stormsVery Low

TsunamiN/A

Sources & Freshness

Crime: FBI UCR/NIBRS · Climate: NOAA Climate Normals · Natural disaster risk: FEMA National Risk Index & NOAA · Hospital location & distance: HIFLD · Hospital quality rating: CMS Hospital Compare · Primary care access: HRSA county-level provider data · Home value: Zillow Home Value Index (ZHVI) · Rent: Census ACS place-level data · Population & elevation: US Census Bureau · Walkability: EPA National Walkability Index.
National median/average figures used for comparison (home value, rent, crime, precipitation) are recalculated annually from the same source datasets above.
Data last refreshed: August 2026.
Figures are comparative indicators and may not reflect neighborhood-level conditions. Confirm current housing, healthcare and hazard information with the cited sources before making a relocation decision.

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